1. Information About Us ("we")

www.bluezest.com is a site operated by BlueZest Mortgages and Loans Limited. A company registered in England & Wales with company number 10685117, the registered office of which is 16 Castle Boulevard, Nottingham, England, NG7 1FL.

2. Accessing our site

Our site is currently intended for those who access it from within the United Kingdom. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation, or is appropriate for use, in other places. The information provided on this site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation.

You are wholly responsible for use of the site by any person using your computer and you must ensure that any such person complies with these terms.

The products and services on this site are available to UK residents only. All loans and mortgages we offer are subject to separate terms and conditions.

If you telephone us we may monitor and record any telephone calls for training and security purposes.

We will not be liable if for any reason our site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our site or to our entire site. You are responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

3. Our site changes regularly

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

4. Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Such works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our site in breach of these terms, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

5. Reliance on information posted

Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. We disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

6. Our liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy or purpose. To the extent permitted by law, we, together with third parties connected to us, hereby expressly exclude:

  • All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and
  • Any liability for any loss or damage incurred, whether directly, indirectly or consequentially by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it

Notwithstanding any other term, we do not limit or exclude liability for:

  • Death or personal injury arising from our negligence or that of our employees; or
  • For our fraudulent misrepresentation or that of our employees.
7. Information about you and your visits to our site

Details of how we use and process your personal data is outlined in our privacy policy. By using our site, you consent to such processing and you warrant that all data provided by you is complete and accurate.

8. Purchase of products and services

The purchase of our products and services is subject to separate terms and conditions.

9. Usernames and passwords

You may be required to register with a username and password in order to access certain features or functionalities on this site. By creating a username and password you agree:

  • To protect and maintain the confidentiality of any such username, password or other identifying information
  • To notify us promptly if at any time you believe or know that this username, password or other identifying information has been lost, stolen or otherwise compromised
  • That you are solely responsible and liable for all damages or claims that may arise from any access to or use of this site by any person to whom you have provided your username, password or other identifying information, or by any person who has obtained such information from you
10. Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

11. Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must NOT:

  • Contain any material which is defamatory of any person;
  • Contain any material which is obscene, offensive, hateful or inflammatory;
  • Promote sexually explicit material;
  • Promote violence;
  • Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
  • Infringe any copyright, database right or trademark of any other person

We reserve the right to withdraw our consent to any linking to this site at any time and you must stop linking to this site immediately on receipt of our notice.

12. Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

There are links on our site to other websites which we or our group of companies also maintain. Access to and use of those other websites are governed by separate terms and conditions and you are strongly recommended to read those terms. Such websites are also subject to separate privacy policies.

13. Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site or these terms. These terms of use are governed by English law.

14. Variations

We may revise these terms at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms may also be superseded by provisions or notices published elsewhere on our site.

15. Accessibility

We will endeavour to make reasonable adjustments to ensure our services are accessible to all customers.

16. Your concerns

If you have any concerns about material which appears on our site, please contact us at enquiries@BlueZest.com or:

Customer Services Department
BlueZest
16 Castle Boulevard
Nottingham
England
NG7 1FL